We would never advise any high-net-worth individual or family to invest in any financial instrument without understanding how much risk they are ready to take. The thing about risk is that it is never static. It is constantly changing and influenced by factors either within one’s control or not. However you want to look at it, it probably plays the most critical role in growing and sustaining your wealth.
While traditional risk profiling is something most wealth owners and families will be aware of, we ensure that our clients are educated and understand their true risk profile. Our consultants use modern methods and software to deliver a comprehensive risk profile, periodically. The reason for this is that your risk profile may shift depending on changes in your finances, family or other life circumstances.
Investing mistakes can result in significant losses if proper due diligence is not expertly conducted. When you are looking to buy or sell a company, property or any other asset our consultants will conduct rigorous due diligence on your behalf.
When it comes to analyzing and advising on transactions in any industry, we have a distinct advantage over our competitors because of our cross-functional competencies in tax, accounting, and risk management.
To understand how we are going to invest your family’s wealth so that there is growth and successful generational transfer, we assist you with developing a comprehensive Investment Policy Statement (IPS).
One of the most important aspects of your IPS is that it serves as both a road map to successful investing and an effective deterrent against potential pitfalls. By using this as our investment decision-making tool our consultants will ensure that you stay on track with your long-term goals even if the stock market is volatile in the short term. The IPS also helps you avoid making rash Emotional decisions.
Our approach to portfolio structuring is scientific in that we use risk profiling, investment policy planning and the best tools and software available to help you structure your portfolio based on your long-term wealth objectives. Our talented investors are amongst the best in the industry and approach portfolio structuring with only one mindset, wealth preservation and growth.
All relevant factors are taken into account before we finalise your portfolio plan. To minimize your risk, your dedicated investor will take all investment types into consideration – real estate, equities, fixed income and new alternative investments such as yachts, cars, art, etc.
At Uncastillo we take a systematic approach to asset management with governance and the realization of future value being the pillars of our advising, sourcing, purchasing and protecting your assets.
Our asset managers have access to a global network that can provide you with all the support you need from purchase and sale coordination, insurance, logistics, governance and legal.
We help families and high-net-worth individuals figure out how to get the best results from the charitable work they offer to local and international communities related to the family’s charity master plan. When needed, we offer expert guidance and full operational support.
Our work doesn’t stop here though. We understand that philanthropic work is critical to the family’s overall wealth strategy. We ensure that there is succession planning in place so that the family’s legacy lives in perpetuity. It is also included as a high-priority item in the Wealth Transfer Plan.
Supporting families and wealth owners with governance and succession planning is something we hold close to our hearts. We have witnessed things go terribly wrong when this is taken lightly.
The main problem is that governance is often overlooked when there is no differentiation between the business office and the family office. Uncastillo’s model for family governance is a method that consists of a structured process that was developed to educate family members and facilitate effective communication among them. This framework governs every part of the family’s estate and everything moving through it.
To ensure long-term stability and continuity, our wealth transfer plan is defined in detail, meticulously managed and handed over when required. It considers all the family dynamics and business interests and is not just the transfer of leadership and ownership of the family wealth portfolio.
Challenges are inherent in every transition. Creating a plan that unites families around their common vision and values is one of the ways we help them make the transition as painless as possible.
We fully comprehend the implications of individual and family-owned investments in the context of tax laws and regulations. High-net-worth individuals and wealthy international families can rely on our best-of-breed accounting and tax consultants to provide world-class advice on long-term and day-to-day tax planning and structuring.
We also offer our customers a full range of accounting services based on their customised needs.